Big discount dental plans have become all the rage and other people have begun to learn the truth in comparison to traditional dental insurance. How so, you ask? Because traditional dental insurance is no longer a reasonable option because they don’t cover pre-existing conditions, which is the main reason why the majority people go to the dentist in the first place.
Think about it this way; if you had a toothache and the thing was just driving you crazy and had been for days. Your two choices were to purchase traditional dental insurance or a big discount Dental plan, knowing that you could not be seen for this condition and have it paid for by the dental insurance policy, unless you’re willing to wait six to 12 months or you can go to a participating discount dental plan provider, be seen the same week, and keep anywhere between 10% and 60% of the usual cost in your pocket, whereas, if you used the dental insurance plan you would have to pay 100% because you weren’t covered yet.
This has really come to light in the past couple of years. Actually, big discount dental plans have been around since the early 1990s, but haven’t really come to the forefront until the last five to seven years because of mass promotion. Yes, there’s also money for people to be made by promoting these things.
The main thing that is so appealing about big discount dental plans is because they do provide a benefit for pre-existing conditions, there are no exclusions with these types of dental plans, no restrictions, no limitations and no age limits.
There is no waiting period for them because they are not insurance. The only stipulation with these plans is that you must pay cash at the time that you see the dentist. This means that if the procedure that you’re going to have done is normally $75 and you received a 40% discount from your plan, then you’ll be need to have $45 handy to take care of your dental work. Does this sound reasonable? Actually, it gets even better. Some of these plans can save you half off on a $1200 procedure like upper dentures. And that’s only for a one-time visit. You still have the rest of the year to save on anything else that you might need to have done. Oh, and if you have a family they can get into the plan for hardly anything extra.
These big discount dental plans start at around $80 annually for an individual and can be up as high as $190 per year for entire family. That covers everybody in the household and the savings can add up to be literally thousands of dollars per year for a small investment of under $200. If you’ve been considering purchasing a dental plan for either yourself or your family, I highly recommend that you take a look at big discount dental plans as an affordable dental care option.