If you live in the state of Kentucky and are in need of an affordable discount dental plan, I’ve got good news for you. You can now save between 30-60% on both routine dental care and major oral health care, such as root canals, crowns, dentures, orthodontics and more simply by joining a Kentucky discount dental plan.
These plans are not run by the state, but by the top discount plan company in the USA, DentalPlans.com. DentalPlans.com offers over 30 plans that you can choose from with annual rates as low as $79.95 for an individual plan and most family plans under $150.00 annually. Simply enter your zip code in the light blue box above to see if there is a participating dental provider in your area.
Please be aware that discount dental plans are NOT insurance. As stated before, a discount plan will provide you with a much better rate than if you visited the dentist without it. An example of this could be if you needed an upper denture. The average national cost of an upper denture is over $1300.00, however, with a discount card in your hand you could only have to pay as little as $600.00. Of course, this will depend upon the plan you choose to join and also upon the area in which you live. There are some parts of the country that get better rates because of the availability of many dentists.
At this point you’re probably wondering what the difference is between a discount dental plan and traditional dental insurance, am I right? Let’s go over the basics of each and you can then make an informed decision.
Dental Insurance
Dental insurance is what most people think of when they consider getting a dental plan. This is because it’s what our parents did and it’s also related to every other type of protecion that we pay for each month, such as health insurance, homeowner’s, car, rental, etc. So why wouldn’t you just want to get a dental insurance policy like everything else listed here? This is the main reason why and it’s a BIG reason that most people aren’t aware of.
Dental Insurance does NOT cover pre-existing conditions!
If you think about this for a moment it really makes sense. If you buy a used car that already has a dent do you think the insurance company would pay for having it repaired? Not likely. If you had no homeowner’s insurance and a storm came and blew off the roof do you think you could get insurance the next day and have the insurance company pay for the costs? Not a chance. Do you believe that if you’re already pregnant that buying health insurance now would cover 100% of your costs? No way.
Dental insurance is designed to provide preventive care in order to prevent any major problems in the future and also to provide coverage in the event of an unforeseen incident, such as an accident resulting in broken teeth. It does not cover cavities that you already have or even Orthodontic braces for your children. Most dental insurance plans require a one year waiting period before the policy will begin to pay any part of the costs incurred from a pre-existing condition, and even then it will only be a small part of the cost.
Discount Dental Plans
Discount plans are not insurance, they simply provide a big discount for members by visiting participating providers within their network. These providers are dentists and specialists just like any other you may have visited in the past. As a matter of fact, if you currently have a dentist they may already be a member.
Discount plans DO offer substantial discounts on pre-existing conditions. That means if you have cavities, broken teeth, need braces, need dentures, cleanings, x-rays or whatever the case, a discount plan will provide a discount for it. Many plans even offer discounts on cosmetic dentistry!
Here are 10 BIG reasons to get a Discount Dental Plan:
#1. There are no age limits
#2. No exclusions
#3. No deductibles
#4. No co-pays
#5. Very little paperwork to do
#6. No claim forms
#7. Your membership will be activated within 1-3 business days
#8. Individual and family plans available
#9. Group plans available for business
#10. Save up to 60%
For more information about affordable Kentucky discount dental plans simply enter your zip code in the light blue box at the top of the page Right Now or call us Toll Free at 1-855-214-7725 to find a participating provider in your area. If you act fast you can even save an additional 10% off the cost of your new dental plan! Simply enter coupon code JE10 when you get ready to checkout! But don’t wait, Do It Now