Individual Dental Health Plan

The cost of dental care is on the rise, and as a result, many people are now turning to a low cost individual dental health plan or low cost family dental plans in order to help them pay for their dental care. Some people are fortunate enough to have dental health insurance provided at work, but this isn’t the case for most people. Here are a few things you should know before you decide to purchase dental insurance.

There are four major types of dental plans that are available for consumers to participate in. Most of these are commonly referred to as dental health insurance plans, although some are not traditional insurance at all.

The first type is traditional dental insurance. Like health insurance coverage, these types of dental plans requires the owner to pay a monthly or annual premium, and the insurance then covers a percentage of the dental costs the policy owner accrues. Employers often offer this type of dental insurance plan to their workers.

The next type of dental plan is called a “reimbursement” plan. This dental plan also involves the employer, but there are no any actual insurance premiums. Instead, the employer pays part of the dental bills accrued by the employee each year. This frees up the employer from having to pay any insurance premiums.

The third type of dental plans are called group plans. With group plans, a group of employees work together to pay the insurance premiums so that the employer isn’t out any money when offering the coverage to them. The more people that participate in the plan, the lower the cost will be for each person.

Finally, dental discount plans are regularly advertised along with dental health insurance plans. This is not actually dental insurance, but a discount plan that helps to reduce the cost of dental procedures for those who don’t have traditional dental insurance. The cost of dental procedures is lowered according to the plan’s predetermined rates. Those in need of an individual dental health plan or low cost family dental plans, should consider discount dental plans as a low cost alternative to traditional dental insurance.

American Dental Insurance

The Dental Insurance market in the United States is extremely competitive and there are new companies coming into the market on a regular basis. This means that the goal of many of these American Dental Insurance firms is to claim a larger portion of the market share by making certain that their insurance plans are affordable and have flexible terms.

This fact makes it easier for prospective insurance buyers to find a better deal either on dental insurance or on a dental discount plan. In many cases, there’s no need for anyone to use the services of an insurance agent either. People can choose to search for suitable dental insurance plans by themselves, either on or offline.

This will require a certain amount of research and shopping around on your part, but this way you’re absolutely certain that you’re getting the best deal. One company that is extremely popular offering dental discount plans, is called They do not offer traditional dental insurance plans, but a discount plan that enables you to save of to 60% of each procedure performed. Many people prefer these plans over traditional dental insurance because they are so much more affordable and, unlike traditional dental insurance plans, these discount plans also cover pre-existing conditions and offer no exclusions whatsoever. You can get more information on these types of dental plans at

The advantage of using the internet, is that it enables people searching for American Dental Insurance to visit the many different insurance company websites online. These websites can remove much of the undesirables and the time consumed by finding sufficient dental insurance coverage.Purchasing your dental plan online also removes much of the headache involved with extensive paperwork.

Before applying to any dental insurance company, you should always make sure that the companies insurers have an excellent reputation and good track record providing these services in the industry. They should also be very knowledgeable of all the terms and conditions of offers they receive. It’s worth mentioning that most insurance companies will give customers a 30 day money back guarantee. This is industry standard for customers to have a window of opportunity to return the policy after they’ve had a certain time frame to review it. They may also offer special promotions, such as three months free, which can help customers save even more on most of their dental services.

As dental insurance coverage becomes more and more competitive, there is a good chance that affordable dental insurance benefits will be available to more people.

For more information about affordable dental plans simply visit here Right Now or enter your zip code at the light blue box on top of this page.

Affordable Discount Dental Plans

How To Find Affordable Dental Plans In Your Area – Right Now

Finding an affordable dental plan in today’s economy isn’t as easy as you may think. For one thing, many people are in a position where they’re already having to pay for a private health insurance policy or can’t afford one at all. This puts dental care in the “luxery” category for a lot of people. However, there are affordable options that you may not be aware of. Let’s take a look at what’s out there.

You’ll be choosing a dental plan from these two options; dental insurance or a discount dental plan. Here are the differences between the two.

Dental Insurance

Traditionally, this would be the first thing that would come to mind. However, this is not necessarily the best option these days, depending on your immediate needs.

Most of these policies will not pay for any problems that you currently have. These conditions are called “pre-existing” and you would be deemed responsible for them. Insurance is only going to provide coverage for things that may happen in the future, not problems that have you already have. Many policies will provide coverage after a one year waiting period has passed but the coverage will be minimal.

Policy Limits

Most plans have annual limits in place. This means that the company will only allow payments up to a maximum amount, such as $2,500 for a family or up to $1,000 for an individual. This may vary with each company, but these amounts are fairly common limits.


Just like health insurance does, most dental policies also have annual deductibles. This means that you must pay an agreed amount out of your own pocket before your plan will begin to help you. The deductible can be lowered or eliminated by paying higher monthly premiums.

Discount Dental Plans

Discount plans are not actual coverage in the traditional sense. There are no payments made to your dentist from the company offering the plan, instead all payments are made by you directly to the dental provider.

Discount plans are networks of dentists and specialists that have agreed to work on a reduced fee scale in order to be paid cash in full at the time the service is provided. An example of this might be a 30% discount offered for cleaning. The usual cost might be $75.00, but you’d only pay $52.50. This would save you $22.50, however, you’d have to pay the full amount of $52.50 at the time of your appointment.

Paying cash in full can be a problem for some people, however, if you have an immediate care and don’t already have insurance, then you’ll need to pay 100% of the costs.

Some of the benefits of discount dental plans are:

No deductibles
Pre-existing conditions are no problem
No age limits
No exclusions
No annual limits
No co-pays
No deductibles
And more….

If you’ve been shopping around for an affordable dental plan for an individual or family, I recommend you take a look at discount plans as an affordable option. You can get more information Right Now by clicking here

Affordable Dentures

Are Affordable Dentures A Thing of The Past?

Is there such a thing as affordable dentures anymore? It seems as if the cost of dentures and other dental care, like everything else these days, has gone though the roof. Unfortunately, it’s gotten to the point that recent studies have shown that only 7 out of 10 people in the United States have any type of dental plan anymore. However, there is still a way that you can get affordable dentures and other low cost dental care procedures done without having to pay a huge amount of money.

First of all, we’re not talking about dental insurance. Let me explain why. Dental insurance is not what it used to be because it does NOT cover pre-existing conditions without a substantial waiting period of 12 months or more. Most dental insurance plans will provide routine maintenance such as cleanings, flouride treatments, x-rays, ect., but if you need any major work done such as a root canal, bridge work, orthodontic braces, dentures or other treatment then you’d better be prepared to pay the full cost out of your own pocket. Also, you still must pay regular premium payments AND you must also pay an annual deductible before the insurance will provide any coverage.

Discount Dental Plans Make Dentures Affordable Again!

The best way for you to get affordable dentures is by getting what is called a “Discount Dental Plan”. Discount Dental Plans, sometimes also referred to as “Dental Discount Plans”, are not insurance. They are simply a savings plan that offers you substantial discounts off of your dental care in exchange for visiting one of the qualified dentists within the plan’s network and for paying for your procedure like Removable Teeth Aligners in full at the time of the visit.

These dentists are fully qualified just like any dentist you’ve ever seen. Your current provider may even be a member without you knowing it. The dentists receive group discounts on things that they need to run their practice by being members. They also don’t have to go through the hassles of waiting for their money or setting up payments plans and then sometimes getting burned. It’s a “win-win” situation for you and for them.

You can receive discounts of anywhere between 10-60% on everyday routine dental care. I’ve seen upper dentures discounted as much as 50%!

Read This example below of one affordable discount dental plan in the Denver, Colorado area.

Save As Much As 10% To 60% On Dentures!

The usual cost for upper dentures with this particular plan is $1252 (at the time of this writing), however, with this plan you would only pay $694 for your upper dentures, a savings of $558. The cost of membership for this particular discount plan is $99.95 per year for an individual or $149.95 annually for an entire family (at the time of this writing). This means that if you want to enroll your entire family, then deduct $149.95 from the savings of $558 and you will still come out with a savings of $408.05. Plus, you and your family can still get discounts on anything else that you need to have taken care of for the next twelve months. You could eventually save hundreds or even thousands more and get all of the dental care that you need for you and your family.

Find Affordable Dentures In Your Area Today!

So if you have been looking for affordable dentures, look no further. Discount dental plans are the way to go. Find a plan and participating dentist in your area Right Now by entering your zip code in the blue box above.

Or you can simply >> Call Us Toll Free at 1-855-214-7725

Affordable Dental Plans

Finding an affordable dental plan can be very difficult, especially for families. Finding affordable health plans is hard enough, but locating a health plan that will also cover your dental care needs can be next to impossible.

You see, dental care is one of the most ignored areas of health care. If you think that I’m being too dramatic, take a look around next time you walk down the street. You may see dozens of people who have bad teeth. Some of them are even difficult to look at because they haven’t had access to a dental plan that they could afford or an affordable dentist. Some people believe that the number of people with bad teeth is more than those with good teeth. It really is a bad situation. As a matter of fact, at the time of this writing, seven out of ten people in the United States have no type of dental care.

If you are looking for an affordable dental plan, you really need to do your research. One of my good friends thinks that you should try to find affordable dental plans that cover you, no matter what the dental procedure. I think that this is a big waste of money and time. It’s also easier said than done.

The fact is that, unlike normal health insurance, you don’t need dental insurance all of the time. You should go to the dentist about twice per year, under normal circumstances. It will be a lot easier for you to find affordable dental plans that allow you to go to the dentist twice a year than ones that make you pay outrageous premiums every month. But, unless you get your teeth chipped or knocked out on a daily basis, there is no need to go more than twice a year. The chance of a dental emergency is slim.

Of course, you might find that the advantages of having an affordable dental plan outweigh the savings of not having any dental coverage. Even if you use more popular dental plans, it can still add up to a lot of money spent in the long run. If you have good dental hygiene habits and good teeth, you might just want to pay for your dentist appointments out of pocket.

Dental discount plans are the best option for this. The monthly payments (or annual) are extremely affordable and the savings, especially on procedures like crowns and root canals, are substantial. This is one of the most affordable dental plans that there is, especially if you are only going twice a year to have your teeth cleaned.

Then again, even more important than having affordable dental plans is having a dentist that you can get along with. This is why you should look for affordable dental plans that allow you to have your pick. Dental discount plans will give you this option. If you’re not happy with one dentist then simply see a different dentist within their network. No harm, no foul.

If you’re looking for an affordable dental plan then I highly recommend that you look into a dental discount plan. You can get more information about dental discount plans Right Now by clicking Here and entering your zip code.